Meaning
The issuer rejected the transaction due to insufficient funds.
Causes
- Insufficient balance
- Credit limit exceeded
- Temporary approval restriction
Fixes
- Use another payment method
- Top up or free credit and retry
Example
Payment failed due to insufficient funds.
FAQ
- Balance vs. limit?
Credit cards use limits; debit uses balance. - Can I split the payment?
Depends on the merchant’s policy.
Contact
If balance is sufficient but it fails, contact the issuer.